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The Homeowner Application Window for 2024 will be August 12 through August 30.

Our mission is to build homes, communities and hope. We help individuals and families achieve strength, stability, and self-reliance through shelter. If you have the need, the ability to pay, and the willingness to partner, you may qualify for a Habitat home.

Homeownership Open Application Session

  • When: August 12-30th 2024
  • Where: Drop applications off at 4615 Orchard Street, Lincoln, NE 68503
  • Hours:
    • Monday, Wednesday, Friday: 9:00am - 4:00pm
    • Tuesday, Thursday: 9:00am - 6:00pm
    • Saturday, August 17th 9:00am - 12:00pm

THE NEED

  • Living in overcrowded housing
  • Living in unsafe conditions
  • Living with defective physical conditions
  • Paying more than 30% gross income on rent
  • Living in transitional, subsidized or public housing
  • Must be first-time homebuyers

ABILITY TO PAY

Residency Status:

  • Applicants must be permanent legal residents of the United States
  • Must live in Lancaster or Seward counties


Income:

  • 2-year steady income
  • Assistance from other sources considered: Social Security, child support
  • Ability to afford additional costs associated with homeownership: property taxes, insurance, repairs and maintenance


Credit:

  • A record of good credit, free of liens and judgements and history of making timely payments
  • Bankruptcy must be fully discharged by the court for a minimum of 3 years to be considered

WILLINGNESS TO PARTNER

  • Complete sweat equity hours
  • Attend Homebuyer Education Classes
  • Keeping scheduled meetings
  • Attending Habitat events when invited
  • Agree to sharing your story through photos, text and video

Downloadable Application for Homeownership Program


Important Dates for 2024

  • August 12 - August 30: Application packets can be picked up at the Habitat Office located at 4615 Orchard Street, Lincoln, NE. Applications will also be available on-line at: lincolnhabitat.org. NOTE: Application packets will not be mailed to applicants.
  • August 30: ALL applications are due in the Habitat Office by 4:00 p.m. (NOTE: Do not mail your application to Habitat; it must be brought to the Habitat Office at the above noted address.) There is a $20.00 application processing fee; pay by cash or money order only.
  • September 3 - October 1:Application review will take place; this is a lengthy and thorough process. You will be notified by letter if your application is not moving forward for selection. moving forward for selection, you will be notified by letter.

2024 Income Guidelines

Family Size 1 2 3 4 5 6 7 8
Minimum $21,450.00 $24,510.00 $27,570.00 $30,630.00 $33,090.00 $35,550.00 $38,010.00 $40,440.00
Maximum $42,900.00 $49,020.00 $55,140.00 $61,260.00 $66,180.00 $71,100.00 $76,020.00 $80,880.00

Habitat Lincoln is an Equal Housing Lender organization. Loan decisions are made without regard to race, color, religion, sex, national origin, handicap or familial status.

Our Contributors

  • Equal Housing Lender
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