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The Homeowner Application Window is now closed. Check back for details about 2024 applications next August.

Our mission is to build homes, communities and hope. We help individuals and families achieve strength, stability, and self-reliance through shelter. If you have the need, the ability to pay, and the willingness to partner, you may qualify for a Habitat home.


  • Living in overcrowded housing
  • Living in unsafe conditions
  • Living with defective physical conditions
  • Paying more than 30% gross income on rent
  • Living in transitional, subsidized or public housing
  • Must be first-time homebuyers


Residency Status:

  • Applicants must be permanent legal residents of the United States
  • Must live in Lancaster or Seward counties


  • 2-year steady income
  • Assistance from other sources considered: Social Security, child support
  • Ability to afford additional costs associated with homeownership: property taxes, insurance, repairs and maintenance


  • A record of good credit, free of liens and judgements and history of making timely payments
  • Bankruptcy must be fully discharged by the court for a minimum of 3 years to be considered


  • Complete sweat equity hours
  • Attend Homebuyer Education Classes
  • Keeping scheduled meetings
  • Attending Habitat events when invited
  • Agree to sharing your story through photos, text and video

Important Dates for 2023

  • August 14 - September 1: Application packets can be picked up at the Habitat office, 4615 Orchard Street in Lincoln, NE or downloaded here.
  • September 1: All applications are to be returned to the Habitat office along with the $20 application fee by 4:00 p.m.
  • September 5-October 5: Application review will take place. If your application is not moving forward for selection, you will be notified by letter.

2023 Income Guidelines

Family Size 1 2 3 4 5 6 7 8
Minimum $20,160.00 $23,040.00 $25,920.00 $28,770.00 $31,080.00 $33,390.00 $35,700.00 $37,980.00
Maximum $40,320.00 $46,080.00 $51,840.00 $57,540.00 $62,160.00 $66,780.00 $71,400.00 $75,960.00

Habitat Lincoln is an Equal Housing Lender organization. Loan decisions are made without regard to race, color, religion, sex, national origin, handicap or familial status.

Our Contributors

  • Equal Housing Lender
    Equal Housing Lender
  • Equal Housing Opportunity
    Equal Housing Opportunity
  • HBAL
  • RAL
  • NAM member logo

    NAM member logoMember of Nonprofit Association of the Midlands

  • Guide Star
    Guide Star
  • Give Nebraska
    Give Nebraska
  • FNBO
  • Wells Fargo
    Wells Fargo