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Home Repair Program

Habitat’s Home Repair Program helps homeowners with limited incomes to get the repairs and improvements they need through a zero-interest loan so that they can remain safe and comfortable in their homes – and rooted in their neighborhoods. Our goal is to alleviate any critical health and safety concerns in the home, so that people who both own and live in their house in Lancaster County can securely enjoy their home for years to come. 

Some of our home repair work includes accessibility modifications (ramps), weatherization, energy efficiency, critical repairs, and exterior repair services to revitalize neighborhoods.

Please note, the Critical Home Repair Program is not designed to provide immediate emergency fixes. While the program aims to address critical repairs, it operates on a scheduled basis, prioritizing projects based on urgency, health, safety, accessibility, and available resources. If you are in need of urgent repairs that pose an immediate threat to the health, safety, or accessibility of your home, it is recommended to seek alternative resources for emergency assistance.


Benefits of our Repair Program

·    Families can live in safe and well-maintained homes.

·    Neighborhoods become revitalized.

·    Community connections are made.

·    Affordable housing inventory is preserved.


Qualifications

Own a home that is in need of repair

·     Owner-occupied home in need of repair

·      Submit our on-line pre application

·      Repair Committee will evaluate each application and which repairs are most critical

·      Homeowner must meet income guidelines and ability to afford a no interest loan

·      Homeowner must live in Lancaster or Seward county.

 

Willing to partner with Habitat for Humanity

·      Partner with Habitat for Humanity by completing sweat equity (volunteer) hours.

·      Be available for subcontractors to enter home, keeping pets safe from workers, greeting volunteers.

 

Able to make a monthly payment

·       Homeowner will make monthly zero interest payments to repay the cost of the repair.

·       Payments are structured to fit the needs of each homeowner.


2023 Income Guidelines

Family Size 1 2 3 4 5 6 7 8
Minimum $20,160 $23,040 $25,920 $28,770 $31,080 $33,390 $35,700 $37,980
Maximum $53,760 $61,440 $69,120 $76,720 $82,880 $89,040 $95,200 $101,280

Repair Pre-Application

If you are interested in learning more and participating in the home repair program, please complete the form below and our Program Manager will be in contact with you after reviewing your information. Selection will be based on Habitat Lincoln's preservation policy, selection process, and capacity. 

Do you own your home?
Is this your primary residence?
Do you own the lot the home is on?
Is your home a manufactured or mobile home? (We are not able to assist with repairs on manufactured or mobile homes.)
Do you have homeowners insurance?
Has Habitat Lincoln performed any repairs on this home in the last five-years?
Do you owe any property tax?
Are you a veteran?
I understand along with qualifying for a loan my application will be evaluated on my ability to repay no-interest loan.

Habitat Lincoln is an Equal Housing Lender organization. Loan decisions are made without regard to race, color, religion, sex, national origin, handicap or familial status.

Repair Partners

Our Contributors

  • Equal Housing Lender
    Equal Housing Lender
  • Equal Housing Opportunity
    Equal Housing Opportunity
  • HBAL
    HBAL
  • RAL
    RAL
  • NAM member logo

    NAM member logoMember of Nonprofit Association of the Midlands

  • Guide Star
    Guide Star
  • Give Nebraska
    Give Nebraska
  • FNBO
    FNBO
  • Wells Fargo
    Wells Fargo